Retirement income relies solely on the investments and savings created while you still have a paycheck. Leveraging the right tools can decrease the amount loss from market volatility, while keeping you afloat.
In this episode, Iván Watanabe and Evan Wohl are joined by Dr. Wade Pfau, Ph.D, CFA, RICP, founder of Retirement Researcher, and professor at The American College of Financial Services, to discuss some of the research behind retirement planning, and how to increase security around your retirement funds.
Iván, Evan and Wade discuss:
- The difference between the accumulation phase and the retirement phase of life
- How sequence of returns increases the impact of market volatility on retirement investments
- Alternative buffer assets to create security when other assets can’t provide enough income during retirement
- Why tax planning is essential to decrease the amount paid rather than avoid taxes all together